Was Crocodile stronger at Marineford? Or was he holding back in Alabasta?

 During the Alabasta arc, Crocodile displayed a level of power that was initially considered overwhelming by the Straw Hat Pirates. He possessed the Logia-type Devil Fruit called the Suna Suna no Mi (Sand-Sand Fruit), which granted him the ability to control and transform into sand. He had a reputation as a Shichibukai and controlled the desert kingdom of Alabasta from the shadows. His strength was showcased through his battles with Luffy and others. At Marineford, Crocodile was present as part of the war that took place at Marine Headquarters. While he did participate in the battle, he didn't display the same level of dominance as some other powerful characters present. This has led fans to speculate that he might not have been as strong as initially portrayed in Alabasta. It's important to note that power scaling and character abilities can be subject to interpretation and development by the author. Oda often keeps details deliberately open-ended to keep the story intriguing.

what happens when loan is written off

 A loan is typically written off when it is determined that the borrower is unable to pay back the loan and the lender has given up hope of recovering the money. This can happen when a borrower defaults on their loan, which means they have failed to make the required payments.

When a loan is written off, it is removed from the lender's books as an asset and is instead recorded as a loss. This can have negative consequences for the borrower, as it may damage their credit score and make it more difficult for them to obtain credit in the future.

If a borrower's loan is written off, the lender may still attempt to collect the debt through other means, such as hiring a collection agency or suing the borrower. However, if the borrower is unable to pay the debt, the lender may ultimately have to write the debt off as a loss.

If you are having difficulty paying back a loan, it is important to communicate with your lender as soon as possible to discuss your options. They may be able to work with you to develop a repayment plan or modify the loan in some way to make it more manageable.